Term of service

1) Acceptance of Terms

By using Newtellect (the “Site”), you confirm that you have read, understood, and agree to these Terms of Service (“Terms”) and our Privacy Policy and Disclaimer. If you do not agree, please discontinue use of the Site.

2) About Newtellect

Newtellect publishes educational content on AI tools, finance automation, and productivity. Content is general in nature and is not personalized financial, legal, tax, or investment advice.

3) Eligibility & Acceptable Use

• You must be at least 13 years old (or the legal age in your jurisdiction) to use the Site.
• Do not engage in scraping, spamming, reverse engineering, or security compromise attempts.
• Do not upload or share unlawful, infringing, or harmful content in comments or forms.

4) Intellectual Property & License

Unless stated otherwise, all content on the Site (text, graphics, images) is owned by Newtellect or licensed to us. You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. Republishing or redistributing content requires prior written consent. You may quote short excerpts with clear attribution and a do-follow link to the original page.

5) User-Generated Content (Comments/Forms)

By submitting comments or messages, you grant Newtellect a worldwide, royalty-free license to host and display such content. We may moderate, edit, or remove submissions at our discretion for safety, compliance, and quality.

6) Educational & No-Advice Notice

Content is for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice. Always perform your own due diligence and consult qualified professionals before acting. See our Disclaimer.

7) Third-Party Links & Services

The Site may include links to third-party websites or services (e.g., analytics, advertising, affiliate partners). We do not control or endorse third-party content or policies. Review each site’s privacy policy and terms before engaging.

8) Advertising, Affiliates, & Sponsorships

We may display ads (e.g., Google AdSense) and include affiliate links. We disclose sponsored content where applicable. Clicking an affiliate link may earn us a commission at no extra cost to you.

9) Privacy & Cookies

We process data as described in our Privacy Policy, including the use of cookies and similar technologies. Where required, we seek consent (e.g., EEA/UK).

10) Accuracy & Availability

We strive for accuracy and uptime but do not guarantee error-free or uninterrupted access. Information may change without notice. We are not liable for delays, outages, or inaccuracies.

11) DMCA / IP Complaints

If you believe your copyrighted work has been used in a way that constitutes infringement, contact us at team@newtellect.com with: (a) your contact details; (b) a description of the work; (c) the exact URL on our Site; (d) a statement under penalty of perjury of your ownership or authorization.

12) Disclaimer of Warranties

The Site and content are provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

13) Limitation of Liability

To the maximum extent permitted by law, Newtellect and its contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on content.

14) Indemnification

You agree to indemnify and hold harmless Newtellect from any claims or liabilities arising out of your misuse of the Site or violation of these Terms.

15) Termination

We may suspend or terminate access to the Site at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or the Site.

16) Governing Law & Jurisdiction

These Terms are governed by the laws of [Your Country/State], without regard to conflict of law principles. You consent to the exclusive jurisdiction of the courts located in [Your Country/State] for any dispute arising from these Terms.

17) Changes to These Terms

We may update these Terms from time to time. Material changes will be posted on this page. Your continued use of the Site after changes become effective constitutes acceptance of the revised Terms.

Last updated: 13 August 2025